Effective Date: July 15, 2025
Applies to: Digital Courses, Online Programs, Challenges, and Coaching Services

1. General Policy
Due to the digital and educational nature of our products and programs, all sales are final and non-refundable. When you purchase a program from us, you gain immediate access to proprietary content, coaching resources, or educational materials, and for that reason, refunds are not issued.

2. No Guarantees
While our programs are designed to support your heart health and nutrition goals, we do not guarantee specific outcomes. Results depend on many personal factors including your commitment, individual health background, and lifestyle habits. By purchasing, you agree that you are responsible for your own progress.

3. Duplicate Purchase
If you accidentally purchase a product or program more than once, please contact us within 7 days at [Insert your support email]. We will review your account and, if appropriate, issue a refund for the duplicate transaction.

4. Subscription or Payment Plans
If you are on a multi-payment plan (e.g., 2-pay or 3-pay), you are responsible for completing all payments. Failure to complete your payments may result in loss of access to the course or program materials. We do not cancel or refund remaining payments once a program has been accessed.

5. Chargebacks and Disputes
If you initiate a chargeback or dispute with your credit card company, you will be immediately removed from the program or membership site. You are responsible for full payment of the program fee, and we reserve the right to collect those fees, including reasonable attorney’s fees and costs, should collection become necessary.

6. Contact Us
If you have any questions or concerns about this policy, please contact us at:
📧 [Insert support email address]

We’re committed to helping you make informed decisions and will be happy to clarify anything you’re unsure about before purchase.